העתיד הכלכלי שלך מתחיל כאן
אם אתם צעירים בישראל (גילאי 25 - 35) שרוצים להבין בכסף, מדהים.
מה שקורה כאן בפנים, יקפיץ אתכם כמה שלבים.
Money Time
Manage it. Invest it. Grow it. Understand it
להתחיל את החיים עם סדר ובהירות, לצמיחה כלכלית בריאה ויציבה.
עד ה - 31.12.2025
הצטרפו עכשיו והתחילו לנהל את הכסף שלכם במחיר שלא יחזור
Not Satisfied? החזר כספי מלא
Different countries. Different rules. The same financial principles
It’s easy to follow, comprehensive, practical and it comes with a guarantee*
Save? Invest? Buy a home? And if so, what kind? How do you know what’s actually right for you?
You see your friends making different financial moves, everyone seems to have a different opinion — and you’re left wondering if you’re missing something
The truth is, most people start building their financial future a little too late. Your twenties and early thirties may be the most important years for building real, long-term wealth — and avoiding costly mistakes along the way
Full refund within 14 days*
Financial Knowledge Matters
,Small Decisions Today
Make a Huge Difference Tomorrow
לקחתי את התהליך המלא שאני עושה באחד לאחד במשרד,
והוא מוגש כאן כקורס דיגיטלי, נקי מאינטרסים,
לצפייה בזמנכם החופשי ובפרטיות שלכם בבית
The Complete Digital Course
Money Time 2030
Israel’s first comprehensive digital course designed specifically for young adults who want to take control of their money and build a smarter financial future. No more generic financial advices that don’t reflect real life. No more random tips that leave you wondering what to actually do
*The hybrid program includes a one-on-one meeting with Harel Koldan upon completion of the course, for a comprehensive personal financial planning session
Who is this course for?
If you’re a young adult, doing pretty well and already know a thing or two about money
but you’re still not sure you’re on the right financial path.
Want to stop living with financial uncertainty and start building a real financial future
If you want to learn how to keep more of your money and invest it wisely
No guesswork, Just a clear method that shows you exactly what to do with every shekel
If you dream of buying a home or making major investments in the future
you’ll learn how to plan ahead and reach those goals at the right time, and in a smart way
If you want to start securing your financial future today
**And build a financial plan that works not just for today, but for the next 10–20 years.**
**If you’re tired of relying on your parents or leaving your financial future to chance.**
To take full responsibility for your money and know you’re making the right financial moves
Who is this course Not for?
If you’re struggling financially or don’t have a steady income
The course is designed for people who already have a steady income — not as a solution for existing financial difficulties
If you’re looking for “quick money” or shortcuts to getting rich
We don’t promise millions or reveal “secrets” that will make you rich overnight
If you just want to watch without taking action
The course requires hands-on work — completing spreadsheets, making decisions, and putting what you learn into action
If you’re looking for specific investment recommendations
This is not personal investment advice. it’s about giving you the tools to make smart financial decisions on your own
If you’re not willing to invest time in learning and planning
Building a strong financial future takes commitment and effort — not just watching and hoping
Not Satisfied? Get a Full Refund
*The hybrid program includes a one-on-one meeting with Harel Koldan upon completion of the course, for a comprehensive personal financial planning session
Nice to Meet You, I’m Harel Koldan
Financial Planner & Creator of Money Time
I’ve been working in finance and investing for over 25 years. Over the years, I’ve created financial education programs completed by hundreds of participants — including a course developed specifically for IDF career-service families. I hold degrees in Philosophy and Business Management from Tel Aviv University, and bring extensive hands-on experience as a business owner and independent investor across a range of fields.
Money Time was born from a need I saw to give young adults in Israel real tools for managing their money — not more general theories, but a clear, practical system designed for the realities of life in Israel.** **It’s the most comprehensive and personal course I’ve created to date, built on the experience I’ve gained working with hundreds of clients through their complete financial planning process
When Is the Right Time to Learn How to Manage Your Money?
You’re at one of the most important stages of your financial life, a time when the decisions you make today can have a huge impact on the years ahead. This is when your money has the most time to grow, and when you have the time and energy to build something meaningful. The right financial planning now can put you on the path toward real financial freedom in the future
If you start now with the right knowledge, by the time you’re 40, you’ll look back and be proud of the decisions you made — knowing you took the right steps at the right time
What You’ll Walk Away With After the Course
Not Satisfied? Get a Full Refund
*The hybrid program includes a one-on-one meeting with Harel Koldan upon completion of the course, for a comprehensive personal financial planning session
Our Course Focuses
on Two Complementary and Essential Areas
The Practical Side | Action Items
Hands-On Work with Practical Tools and Real Data. Building Your Personal Financial Plan Step by Step. Not Just Watching, but Actually Putting What You Learn into Practice
The Theoretical Side | Knowledge
All the Financial Concepts You Need to Know. Everything About Money and Investing, from the Basics to Advanced Topics
The Topics We’ll Cover
Throughout the Course
Real estate away from home
Risk Management
Real Estate
Budget
Stock market investments
Passive income
Crypto Assets
Savings
Real estate investment
Retirement
What you'll realy get, doing this course
Not Satisfied? Get a Full Refund
*The hybrid program includes a one-on-one meeting with Harel Koldan upon completion of the course for comprehensive personal financial planning.
I took the complete financial planning process I use with clients one-on-one in my office
And now you get that same process here as a digital course, completely independent and free from financial conflicts of interest
To watch at your own pace, in the privacy of your own home
39 Short Lessons, Just 10–20 Minutes Each
All Lessons Are Available to Watch Instantly, on Any Device, at Your Own Pace and Whenever It’s Convenient for You.
Harel Koldan’s Complete Financial Planning Spreadsheet
Personalized to Your Data, for Managing Cash Flow, Tracking Investments, and Building Your Financial Plan.
Lifetime Access
One-Time Purchase with Lifetime Access, Ongoing Updates, and the Freedom to Revisit Any Lesson Whenever You Need.
Support & Answers to Your Questions
Live Webinars to Answer Your Questions as You Learn and Apply the Tools, with Guidance and Support Along the Way.
Your Personal Financial Plan - Ready to Go
By the End of the Process, You’ll Have a Clear, Personalized Financial Plan for the Years Ahead - with Well-Defined Goals.
Not Satisfied? Get a Full Refund
לקבלת פרטים נוספים ושיחת התאמה
ללא עלות עם הצוות
הקורס לא מתאים לכל אחד,
יחד נגלה
כמה באמת תוכלו להרוויח מלנהל את הכסף שלכם.
רוצה להבין אם הקורס הזה מתאים לך? השאר פרטים ואדווה תחזור אליך לשיחה קצרה בלי התחייבות, רק תשובות.
Built on Financial Principles That Work Anywhere
Financial systems, tax laws, pensions, and investment products may differ from country to country — but the principles of smart financial planning remain remarkably similar. Money Time teaches you a holistic framework for managing your financial life: understanding where you stand, setting goals, managing cash flow, investing wisely, planning for major decisions, and building long-term wealth. Wherever you live, you can apply the same principles — while adapting the details to the laws, taxes, and financial system in your country.
Like Compound Interest: A Small Investment That Grows Over Time
Instead of paying thousands for private financial advice — or potentially losing far more through poor financial decisions — you make a one-time investment in knowledge and practical tools that could save you far more over your lifetime Money Time can pay for itself with just one better financial decision — and its value keeps growing over the years, just like compound interest
Suitable for Beginners and Experienced Investors Alike
It doesn’t matter whether you’re completely new to finance or already have experience with investing. The course is built in layers, from the absolute basics to more advanced concepts, so you can take exactly what you need from it. Even experienced investors may discover mistakes they’ve been making, gaps in their knowledge, and strategies they haven’t considered before.
Fully Personalized to You
Tailored to Your Financial Situation
לא עוד פתרונות גנריים שמתאימים לכולם ולאף אחד. הכלים הפרקטיים שתקבל יהיו מותאמים לנתונים שלך - למצב הכלכלי שלך, לגיל שלך, למטרות שלך ולסיטואציה הספציפית שלך. זה לא קורס כללי, זו תוכנית אישית שנבנית בדיוק עבורך.
Not Satisfied? Get a Full Refund
*The hybrid program includes a one-on-one meeting with Harel Koldan upon completion of the course for comprehensive personal financial planning.
5 Steps to Building
a Financially Secure Life
בוחרים את המסלול המתאים
תקבל הצעה מדויקת הכוללת את פרטי הקורס, המחיר והבונוסים שמתאימים לך.
שיחת הכוונה עם הצוות
נקיים איתך שיחה קצרה להבין את המצב הכלכלי שלך ולוודא שהקורס מתאים לך.
השארת פרטים
מלא את הפרטים שלך בטופס בתחתית העמוד ונשוב אליך.
התחלת הלמידה
תקבל גישה מיידית לכל השיעורים והאקסל ותתחיל לבנות את התוכנית הפיננסית שלך.
תהנה מביטחון פיננסי עכשיווי ועתידי
אתה יודע בדיוק מה לעשות עם כל שקל, איך להשקיע נכון ויש לך תוכנית ברורה לכל החיים!
?So, How Much Does It Cost
The Full Course — Just ₪3,650
The Hybrid Program - Including a One-on-One Financial Planning Session with Harel Koldan
Just ₪6,500
Not Satisfied?
Get a Full Refund Within 14 Days
We’re so confident in the value of this course that we’re giving you a full 14 days to try it and decide for yourself. If, for any reason, you feel the course isn’t right for you or you’re not satisfied with the content, you’ll receive a full refund — no questions asked, no hassle. Your risk is minimal. The value you could gain can last a lifetime
רוצה לדבר איתנו
לפני התשלום?
תשאיר לנו פרטים
ונחזור אליך
אל תפספס החלטה שאחרים כבר מרוויחים ממנה
השאר פרטים לשיחת היכרות קצרה, בלי מחויבות ובלי לחץ.
Questions some asks us
Regarding Money Time
?How Long Does It Take to Complete the Course
The course includes 39 short lessons, each about 10–20 minutes long. You can go through it at your own pace, Some people finish within a couple of weeks, while others take up to three months. What matters most is putting what you learn into practice along the way.
?Do I Need Any Prior Knowledge of Finance or Investing
Absolutely not. The course is designed to take you from the very basics all the way to advanced concepts. If you don’t know what a stock is or how your pension works, this is exactly the right place to start.
?What If I’m Already Investing in the Stock Market or Real Estate
Great! The course will help you evaluate whether you’re on the right track, identify potential mistakes, and refine your investment strategy. Even experienced investors often discover new insights along the way.
?Will I Get Support If I Have Questions
Yes. You’ll have support throughout the entire process, so you’re never left alone with your questions. Harel hosts exclusive live sessions for course participants, where he answers questions about the course content and helps you apply what you’ve learned.
?What’s the Difference Between This Course and Private Financial Planning
Private financial planning is significantly more expensive and often focuses on your current financial situation. Money Time gives you comprehensive knowledge across every major area of personal finance — plus the tools to make smarter financial decisions on your own, for life.
?Is the Course Updated as Laws and Markets Change
לא, הקורס מתמקד בשיטת עבודה ועליך מוטלת האחריות להתעדכן אם השתנו דברים מהותיים בכלכלה או בחוקים ובתקנות בישראל או בכל מקום בו אתם גרים
?What If I Finish the Course and Still Don’t Know What to Do
It’s always a good idea to seek personal advice from qualified professionals in your country and discuss your options before making major financial decisions. The course is designed to strengthen your ability to make informed decisions — and to give you the knowledge and tools to better understand, evaluate, and question the professional advice you receive
